In the encryption market, many investors often encounter a dilemma: funds placed in the spot account yield no returns, while participating in staking or financial products raises concerns about liquidity due to lock-up periods. Gate’s newly launched coin earning feature is specifically designed to address this pain point. It allows users to automatically earn daily returns while holding their tokens, achieving a true zero-threshold passive income.
What is holding coins for interest?
Holding coins to earn interest is a brand new financial management model. Users only need to hold specified tokens in their spot account and activate the function with one click to automatically earn returns. Unlike traditional financial products, holding coins to earn interest does not require additional transfers or lock-ups, allowing users to trade or withdraw assets at any time, maintaining a high degree of flexibility.
In simple terms, it’s like adding an "automatic money-making machine" to your spot position, allowing idle assets to grow every day without affecting trading.
Three Core Advantages
The highlights of holding coins for interest mainly focus on the following three aspects:
No need to lock up
User assets are completely unrestricted, allowing for free buying, selling, or transferring at any time without worrying about missing market opportunities.
automatic income
After activating the function, the system will take a snapshot every day at 16:00 (UTC+8), calculate the user’s average holding amount, and distribute profits the next day. The profits will be directly credited to the spot account, with no additional operations required.
compound growth
The daily earnings will be automatically added to the principal, creating a stable and predictable compound interest effect, allowing the assets to achieve long-term steady appreciation.
The range of supported tokens is extensive.
Currently, holding coins for interest supports a variety of mainstream and emerging tokens, including BTC, ETH, SOL, DOT, ATOM, APT, AVAX, etc. Whether you are a long-term value investor holding Bitcoin or a user optimistic about emerging public chain projects, you can earn additional income through holding coins for interest based on your spot holdings.
Yield Calculation Method
The income from holding coins for interest is calculated based on the annualized yield (APR), with the specific formula being:
Daily Earnings = Average Position Size × Annual Yield Rate ÷ 365
The yield will be dynamically adjusted based on market conditions to ensure competitiveness and stability. Users can view estimated earnings and historical records in real-time on the holding coin interest page.
How to start earning interest on your coins?
The operation is very simple:
Find the supported tokens in the spot account, click the "Hold Coin for Interest" button below and activate it.
Or go to the financial management page, select "Holding coins to earn interest", and manually enable the function.
After activation, the system will automatically start calculating and distributing earnings the next day.
Precautions
- Participating in holding coins for interest requires meeting a minimum holding requirement, and the thresholds vary slightly for different tokens.
- The system has a limit on the interest accrual amount, and any excess will not generate additional earnings.
- Assets in pending or frozen status cannot be counted towards positions and must ensure that funds are in an available state.
- The annualized return may fluctuate daily, and the final yield is subject to actual distribution.
Why choose Gate to earn interest on your coins?
Compared to other platforms, Gate’s coin staking has significant advantages in terms of security and convenience. It keeps users’ funds securely in the spot account, without the need to worry about complex locking or redemption processes. At the same time, thanks to Gate’s accumulation in compliance and risk control, users can enjoy passive income with peace of mind.
Summary
Gate’s coin holding interest feature offers investors a brand new way to manage their finances: no need for locking up, automatic earnings, and daily compound interest. Whether you are a long-time holder of BTC or ETH, or an explorer actively laying out new public chains, you can benefit from it.
In this pursuit of efficiency and flexibility in the encryption market, holding coins to earn interest is undoubtedly an ideal tool for enhancing the utilization of funds. With just a simple click, your encryption assets can start "working for you every day.
