The pace of innovation in crypto wealth management is relentless. As of December 18, 2025, Gate has rapidly rolled out a diverse suite of financial products, covering major cryptocurrencies, new tokens, stablecoins, and recurring promotional events.
These offerings use a "base yield + additional rewards" model, delivering short-term returns that significantly outpace the market average.
01 Fixed-Term Savings for Major Cryptos: Limited-Time High-Yield Opportunities for BTC and ETH
This December, Gate’s YuBiBao platform has created clear value-adding opportunities for holders of leading cryptocurrencies. For BTC and ETH, the 7-day fixed-term savings products come with limited-time high-yield bonuses.
Users who participate in the BTC 7-day fixed-term savings can enjoy a 10% annualized bonus, bringing the total annualized yield up to 10.28%. The bonus pool for this event is 1,000,000 RLS tokens.
Similarly, the ETH 7-day fixed-term savings also offers a 10% annualized bonus, with a maximum total annualized yield of 11.9%. The bonus pool for this product is 750,000 NESS tokens.
The rules for both products are straightforward: additional rewards are distributed daily during the lock-up period in the form of equivalent event tokens. Since the bonus pools are limited, rewards are allocated on a first-come, first-served basis.
02 Launchpad New Token Subscription: Maximizing Returns with Layered Earnings
Beyond earning interest on major coins, participating in early-stage token launches is another way to capture high returns. The fifth round of Gate Launchpad, featuring the Kodiak (KDK) project, opens for subscription on December 19 at 08:00 UTC.
This round supports both USDT and GUSD subscriptions. GUSD is a yield-bearing stablecoin backed by government bonds (RWA), offering about 4% annualized yield on minting.
The highlight of this event is the compounded earnings mechanism: users who successfully subscribe to the Launchpad and then allocate their funds to YuBiBao USDT savings can earn additional incentive yields.
For new users, the exclusive USDT savings product offers up to 200% annualized yield, while all subscribers can enjoy a 2% annualized bonus for 30 days.
03 Recurring Brand Events: "Crazy Wednesday" Mystery Boxes and High-Yield Savings
Gate’s signature "Crazy Wednesday" event has reached its 17th edition. The event runs from December 17 at 08:00 UTC to December 21 at 08:00 UTC.
By completing designated tasks, users can unlock mystery boxes containing prizes such as GT tokens, lucky bags, and even Sony cameras—with a guaranteed 100% win rate.
On the wealth management side, this round features a USDT 7-day fixed-term savings product with an extra prize pool of 8,000 GT tokens and an annualized yield of 8%. Both new and existing users can also participate in fixed-term savings for BTC, ETH, SOL, 0G, and other tokens, with some products offering annualized yields as high as 285% and no subscription limits.
04 Stablecoins and Flexible Savings: Secure, Highly Liquid Options
For users with lower risk tolerance, Gate offers a variety of stablecoin savings solutions. The Simple Earn flexible USDT savings plan delivers up to 13.96% annualized yield.
Gate’s innovative GUSD stablecoin introduces a unique "dual interest stacking" model. Simply holding GUSD automatically earns around 4.4% base annualized yield.
When users allocate GUSD to Launchpool or similar wealth management products, they can simultaneously earn returns from both the savings product and GUSD minting, maximizing their overall yield.
05 More Exclusive Opportunities: Quant Funds and Premium Wealth Management
Gate’s wealth management ecosystem also caters to users with specialized needs. For VIP5-14 users who haven’t yet subscribed to quant funds, the platform is running a limited-time bonus yield event.
From December 4 to December 18, select quant fund products offer annualized yields of up to 19.36%.
For high-net-worth clients, Gate’s private wealth management service has recently lowered its entry threshold for a limited time. The minimum investment for customized private fund products has been reduced from 1 million USDT to 500,000 USDT, providing more users with access to professional one-on-one asset allocation services.
Looking Ahead
On December 18, Gate’s 45th round of contract points airdrop kicks off, giving users the chance to claim 20 SUI and 60 DOGE. Meanwhile, the global "Meme Go Smart Money Finger" competition is heating up, with top traders vying for $2,026 in cash prizes and official recognition.
From limited-time high-yield savings on major cryptocurrencies, to compounded returns through Launchpad subscriptions, and the weekly surprises of "Crazy Wednesday" mystery boxes, Gate is building a dynamic, opportunity-rich wealth management landscape as the year draws to a close.
