Ripple President Monica Long recently stated that the company "has no plans to go public and no timetable for an IPO," emphasizing that Ripple is fully prepared to continue its growth without entering the public markets. This statement puts an end to months of speculation about a potential Ripple IPO.
01 Ripple’s Private Strategy
Ripple’s decision to remain private is not a temporary move but is rooted in its strong financial position and clear strategic planning. In a recent interview, President Monica Long explained the company’s stance.
She noted that Ripple does not need to go public to access liquidity or funding. The company is capable of supporting its growth through internal capital. Ripple prefers to expand through acquisitions and product development.
The company’s overarching strategy focuses on building products that serve as bridges for traditional finance, enabling stablecoins, tokenized assets, and crypto rails to be integrated into real-world business operations.
02 Fundraising and Valuation Performance
2025 marks a pivotal year for Ripple, with the company achieving significant growth. As of November 2025, Ripple had raised approximately $500 million.
This round of fundraising brought Ripple’s valuation to around $40 billion, reflecting investors’ confidence in the company’s prospects.
The raise attracted prominent investment firms such as Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. The capital will primarily be used to strengthen Ripple’s business relationships with key players in traditional finance.
03 Acquisition Expansion and Payment Network
Ripple’s growth has been driven largely by four major acquisitions: global multi-asset broker Hidden Road, stablecoin payment platform Rail, treasury management system provider GTreasury, and Palisade, which specializes in digital asset wallets and custody services.
The total transaction value of these acquisitions is about $4 billion. These moves support Ripple’s long-term goal of becoming a comprehensive enterprise digital asset infrastructure provider.
By November 2025, the fintech company’s total payment volume had surged past $95 billion. Ripple CEO Brad Garlinghouse noted that while the company initially focused on payments when it launched in 2012, it has since successfully expanded into custody, stablecoins, prime brokerage, and enterprise treasury services.
04 XRP Market Performance and Analysis
As of January 7, 2026, XRP was trading at $2.171 on Gate, down 4.27% over the past 24 hours. Despite this short-term dip, XRP has seen a substantial increase since the start of the year, rising 25% since January 1—outperforming Bitcoin (up 6%) and Ethereum (up 10%).
CNBC’s Power Lunch host Brian Sullivan commented on Tuesday, "This year’s hottest crypto trade isn’t Bitcoin or Ethereum—it’s XRP."
Here are the key market metrics for XRP:
| Metric | Value |
|---|---|
| Current Price | $2.171 |
| Market Cap | Approx. $133.16 billion |
| 24h Trading Volume | Approx. $3.14 billion |
| All-Time High | $3.65703 (July 18, 2025) |
| Circulating Supply | 60.33 billion XRP |
Technical analysis shows that XRP price is currently in a downward channel, with resistance at $2.57 and support at $2.00. The RSI is at 49.65, indicating weak bullish momentum, with no clear signs of overbought or oversold conditions.
05 XRP Price Forecast
Various analysis platforms have offered different predictions for XRP’s future price. In the short term, if the price falls below the $2.00 support level, it could drop further to $1.85.
From April 2026 onward, the price may gradually recover, fluctuating between $2.00 and $2.50. By the end of 2026, the target price is projected at $3.50.
Long-term forecasts are even more optimistic. According to CoinLore, XRP could reach a high of $4.94 in 2026, $9.61 by 2030, and potentially $26.97 by 2040.
These projections are based on several factors, including the resolution of Ripple’s legal battle with the SEC, the launch of Ripple’s stablecoin RLUSD, and increased adoption of XRP by global financial institutions.
06 Gate Platform and XRP Trading
For investors interested in XRP, Gate offers a robust trading environment. The platform’s stock token trading area has surpassed $14 billion in trading volume.
Gate is currently running several stock token incentive programs, including stock token contract trading competitions and "hold to earn" stock token initiatives, with total prize pools exceeding 500,000 USDT.
On Gate, users can easily trade XRP. The platform provides real-time price data, with XRP trading at $2.171 as of January 7.
Gate also offers a wide range of trading tools and resources to help users make informed investment decisions. Whether you’re trading short-term or investing for the long haul, Gate provides the support you need.
Outlook
While most tech companies are racing to go public, Ripple is taking a different path. With $500 million in fresh funding, a $40 billion valuation, and payment network volumes exceeding $95 billion, Ripple stands out.
XRP surged 25% in the first week of the new year and was hailed by CNBC as the "new darling of crypto." Technically, XRP has formed key support at $2.00, with long-term forecasts pointing to a $3.50 target by the end of 2026.
Ripple’s private strategy and XRP’s public market performance are charting two distinct yet potentially converging paths in the blockchain world.
