INXY raises another $4 million. Why does Flashpoint invest in two consecutive rounds of stablecoin payments?

Why Did Flashpoint Invest Again?

INXY Payments (headquartered in Warsaw) announced on February 6, 2026 that it has raised $4 million in an extended seed round. The lead investor is still the same firm as last year’s round, and total funding now reaches $7 million.

The company builds a bridge between traditional finance and crypto assets, with an EU license. Businesses can receive, send, and exchange crypto assets under compliance. INXY operates across 193 countries and regions and supports automatic settlement with fiat or stablecoins, bulk payments, and built-in KYB, KYC, and KYT screening. The company was founded in 2022, with offices in Cyprus and Poland; its next stop is Switzerland.

The timing looks good: in 2026, stablecoin settlement volume has exceeded $3.3 trillion, infrastructure demand is up 5x year over year, and active user growth is 146%. INXY says it processes over $2 billion annually, up 500% year over year, with more than 100 customers, mainly advertising networks, freelance platforms, game companies, and SaaS.

The money will be used to expand the product, obtain licenses, and drive internationalization. CEO Ruslan Zholik said that companies now use stablecoins as a “growth tool,” not just for experiments. Flashpoint VC invested in two rounds in 2025 and 2026. Partner Alexey Sidorov said the annual trading scale for stablecoins has already reached the trillion-dollar level, and that what INXY is building is infrastructure for “stablecoin speed plus traditional financial compliance.” This is Flashpoint’s eighth fintech project invested in Europe and Israel.

What INXY Sells

The platform targets three long-standing issues for businesses when onboarding to the blockchain: price volatility, fees, and compliance hassles.

• Integration options: API or dashboard—works for both ecommerce and B2B settlement
• Volatility issue: automatic exchange for hedging
• Compliance issue: its toolchain aligns with EU MiCA; it has KYB/KYC/KYT
• Fees: the company says they are 80% lower than traditional channels
• Specific capabilities:
  • Bulk payments to consortium partners, suppliers, and employees, with automatic currency exchange
  • Real-time transaction monitoring and reporting, making finance and tax handling easier
  • Multi-currency support, so enterprises don’t need to manage wallets or keep Gas
  • Security includes multi-signature support, cold storage, and regular updates

This round doesn’t mention valuation, and instead emphasizes compliance and product—so it looks like an operational expansion phase, not a situation where an exit is urgent. In terms of competitors, INXY’s peers include many merchant acquirers and payment service providers (across Europe and the Middle East & North Africa), with financing sizes varying widely. INXY’s selling point is building a compliant bridge between Web2 and Web3, making it more friendly to traditional enterprises.

Core logic: Flashpoint is betting that the combination of “stablecoin speed + traditional compliance” is valuable. INXY’s processing scale and customer composition are a form of preliminary validation.

Verdict: The stablecoin payments track is still in the early-to-mid stage of volume growth among institutions and in cross-border settlement. Builders of compliance and settlement capabilities, and institutional capital in the medium to long term, will benefit the most. Short-term traders won’t have much of an edge here.