In the encryption market, how to achieve stable returns while maintaining the liquidity of funds has always been a concern for investors. Traditional staking products often require locking up assets, resulting in insufficient flexibility. However, the "holding coins to earn interest" feature launched by Gate provides users with a brand new solution: no locking required, as long as you hold the specified coin, you can automatically earn daily returns, achieving true "holding while increasing value."
What is holding coins for interest?
Holding coins for interest is an innovative financial management feature launched by the Gate platform. Users do not need to transfer tokens into financial products or lock them up; as long as they hold eligible tokens in their spot account, they can automatically earn profits. The system will calculate the user’s average holdings based on daily snapshots and automatically distribute profits the next day.
In other words, holding coins to earn interest is like a "savings account," which not only retains the flexibility of the assets but also brings additional income.
The three major advantages of earning interest on coins
No need to lock up assets, they are available at any time.
Unlike traditional staking, holding coins for interest will not freeze your assets. You can trade or withdraw funds at any time, and the earnings will still be calculated as usual.
Hold positions to earn, enhance capital efficiency
As long as you hold eligible tokens, you can automatically earn income every day. Your spot holdings are no longer "static," but have become an asset that generates interest automatically.
Daily compounding, stable and transparent returns
The earnings are distributed daily and added to the principal, creating a compound interest effect. In the long term, the power of compound interest can significantly enhance overall returns.
What tokens are supported?
The first batch of tokens supporting coin interest covers mainstream and emerging assets, including:
BTC, ETH, GT, SOL, POL, SUI, ALGO, DOT, ATOM, AVAX, INJ, APT, ZETA, FLR, etc.
In the future, Gate will continue to expand the range of tokens, allowing more assets to "earn effortlessly."
How is the income calculated?
The returns from holding coins depend on two core factors:
- average position size The system will take a snapshot every day at 08:00 (UTC+0) to calculate the average holdings of the eligible tokens.
- Annual Percentage Rate (APR) APR will be dynamically adjusted based on market conditions to ensure stable and competitive returns.
The daily earnings calculation formula is:
Daily Earnings = Average Position Size × Annual Yield Rate ÷ 365
The first earnings will be distributed on the second day after activation, and will be credited daily thereafter.
How to enable coin staking?
Users can activate in two ways:
- Spot account opened directly Click the "Hold Coin to Earn Interest" button below the token, and it will turn green to indicate activation.
- Wealth Management Page Activation Enter the financial management page, select the coin holding interest function and activate it with one click.
Once enabled, the system will automatically calculate the earnings of the eligible tokens you hold, without any additional operation required.
Precautions
- Minimum and maximum position requirements Each token has a minimum holding threshold, and there is also a maximum calculation limit. Any amount exceeding this limit will not generate additional profits.
- Orders or frozen assets are not counted If your token is in an order or frozen state, it will not generate any yield.
- Automatic Coin Earning Priority If both automatic coin earning and holding coins for interest are activated, the system will prioritize allocation to the automatic coin earning product.
- Policy restrictions Some regions (such as the UK) cannot use this feature due to regulatory requirements and must comply with the platform User Agreement.
Who is it suitable for?
- New user Zero operational cost, easy to get started, suitable for those who are new to encryption wealth management.
- long-term holder If you plan to hold tokens like BTC, ETH for the long term, then holding coins for interest can provide additional returns while maintaining the value of these assets.
- liquidity demander No need to lock funds, allowing for flexible capital flow, making it very suitable for investors who do not want their capital usage to be restricted.
Summary
Gate Holding Coins for Interest is a financial management method that balances flexibility and profitability. It allows users to earn daily returns while holding tokens, and enjoy the benefits of compound growth. For investors looking to "make their assets work," this is a new path for steady appreciation.
Do you want your assets to no longer "sit idle"? Start earning interest on your coins with Gate now and experience a new way of cryptocurrency wealth management.
