2025: How the Most Profitable Apps Are Changing the Way to Make Money on Your Phone

The era of traditional work is not over, but it has definitely started to carve out its space. In 2025, millions of Brazilians discovered that the cell phone can be a powerful tool to generate income — whether supplementing family income or functioning as a main business. The digital market exploded with opportunities, and money-making apps multiplied across various categories: from investment platforms to content creation channels and affiliate programs.

In this guide, we present the best available options, analyzing how each works and which one best suits your work profile.

The Investment Giants: Apps That Turn Markets into Opportunities

Those following the financial market know that 2025 brought interesting volatility in assets like gold, cryptocurrencies, and commodities. Trading apps modernized access to these markets, allowing anyone with a smartphone to participate.

Mitrade: Simplified Trading for Everyone

Mitrade has established itself as one of the apps that generate money in a more intuitive way for beginners. The platform allows trading CFDs of gold, Bitcoin, global indices like NAS100, and Brent oil — all in real-time under international regulation (ASIC, CIMA, FSC). The differential lies in advanced technical analysis tools and an interface designed for newcomers.

For more aggressive traders, the app offers unlimited earning opportunities with high-potential contracts. The payment system is quick: withdrawals work on business days via Visa, Mastercard, Worldpay, Skrill, or Neteller. The minimum deposit starts at just 5 USD, making access democratic.

Quick Info:

• Category: Investments and Trading
• Highlight: Advanced charts and real-time execution
• Available: Android and iOS

IC Markets: For Experienced Traders

If you prefer a more robust technical experience, IC Markets is one of the most respected brokers globally. Especially suitable for those seeking short-term variable income, it offers trading in currency pairs, cryptocurrencies, stocks, and commodities with competitive spreads.

The ultra-fast execution is ideal for high-frequency strategies, though it requires solid risk management knowledge. Withdrawals are processed on business days directly to linked bank accounts.

Quick Info:

• Category: CFDs and Forex
• Highlight: Competitive spreads and strategy automation
• Available: Android and iOS

Social Media Platforms: Turning Engagement into Income

Social networks have evolved: they are no longer just entertainment but legitimate sources of monetization. Content creators with strategy and consistency can earn significant income.

TikTok: The App That Makes Money Quickly

TikTok remains the preferred platform for short video creators. With billions of users worldwide, it offers multiple monetization methods: Creator Program (rewards for views), TikTok Shop (sales via affiliation), and promotional campaigns.

Requirement: 10,000 followers. Payments via PayPal or bank transfer within 30 days. The speed at which beginner creators achieve their first earnings is remarkable compared to other platforms.

Quick Info:

• Category: Entertainment and Videos
• Highlight: Accelerated earnings with viral content
• Available: Android and iOS

YouTube: The Professional Monetization Machine

With over 2 billion active users, YouTube offers a robust monetization ecosystem. Besides traditional AdSense, there are Super Chats (donations during live streams), channel memberships, and affiliate marketing opportunities.

Requirements are higher: minimum 1,000 subscribers and 4,000 hours watched in the last 12 months. However, the potential monthly income grows exponentially with a consolidated audience. Payments via Google AdSense, processed within 30 days after monthly closing.

Quick Info:

• Category: Long Videos and Entertainment
• Highlight: Multiple income sources simultaneously
• Available: Android and iOS

Content Creators: Monetizing Writing and Short Videos

Besides the giants, Brazilian platforms offer interesting alternatives for creators still developing.

Kwai: The Brazilian App That Makes Money

Kwai became a phenomenon in Brazil, especially in the North and Northeast regions. It offers a Creator Program with payment per views, daily bonuses, paid viral challenges, and brand partnerships.

The engagement-based reward structure makes it accessible for novice creators. Payments via Pix or digital wallets within 7 business days.

Quick Info:

• Category: Short Videos
• Highlight: Daily rewards and paid challenges
• Available: Android and iOS

Medium Brazil: Monetizing Your Writing

For those who prefer writing, Medium offers a Partner Program based on reading time and subscriber engagement. Ideal for experts in finance, technology, entrepreneurship, and digital culture who want to build authority while earning income.

Monthly payments via Stripe or PayPal.

Quick Info:

• Category: Writing and Publishing
• Highlight: Monetization through engaged reading
• Available: Android and iOS

Affiliate Marketing: Commissions on Every Sale

The affiliate model continues to be one of the most accessible ways to generate income with little initial investment. You promote, receive a commission — simple as that.

Temu: Explosive Growth and Aggressive Affiliate Program

Temu arrived in Brazil as a phenomenon. Besides astronomically low prices, its affiliate program offers commissions on sales and bonuses for clicks/sign-ups. Share personalized links on social media; each purchase generates income.

Temporary campaigns often boost earning potential. Payments via Pix, PayPal, or credit within the app.

Quick Info:

• Category: E-commerce and Affiliates
• Highlight: Aggressive commissions and constant campaigns
• Available: Android and iOS

Shopee: Established Affiliate Program

Shopee Affiliate Program remains reliable and straightforward. Promote any Shopee product on Instagram, YouTube, TikTok, and Facebook, earning up to 28% commission per sale made through your link.

Free registration, simple processing. The more conversions, the higher the profit. Bank transfers (Pix) within 3-5 business days.

Quick Info:

• Category: E-commerce
• Highlight: High commissions and reliable structure
• Available: Android and iOS

Freelancers: Professional Remote Work

Freelance work exploded as a viable option in 2025. Platforms connect professionals to opportunities in design, writing, translation, programming, and customer service.

Workana Brazil: The Latin American Marketplace

Workana is one of the largest freelancer marketplaces in the region. Create a profile, showcase your portfolio, start receiving proposals. Escrow system ensures security.

Payments via Payoneer, bank account, or PayPal. Ideal for both beginners and veterans.

Quick Info:

• Category: Freelancer
• Highlight: Projects in Portuguese and protected escrow
• Available: Web and Android

99Freelas: 100% Brazilian

National platform with Portuguese interface and local support. Offers services in writing, design, translation, programming, and marketing. Negotiate prices directly with clients, total transparency.

Payments via Pix after client approval.

Quick Info:

• Category: Digital Services
• Highlight: Payments in reais, national interface
• Available: Web and Android

Strategy: How to Choose the Most Suitable Money-Making App

With so many options, the right choice amplifies results. Consider:

1. Alignment with your skills — what ability do you master? Video? Writing? Negotiation? Choose a compatible platform.

2. Reputation and reliability — check payment history, active support, real user reviews.

3. Payment methods — confirm if they offer Pix, PayPal, or bank transfer. Clarity prevents frustrations.

4. Commission rate — compare how much each platform retains. The highest commission isn’t always the best return.

5. Research before starting — read reviews, identify common issues, verify if promises are real.

Conclusion: The Time to Act Is Now

In 2025, the democratization of digital work is a fact. Whether you want to create videos on TikTok, trade with Mitrade, write on Medium, or sell as an affiliate on Shopee — opportunities are accessible.

The difference between those who earn and those who don’t? Dedication, consistency, and smart tool selection. Test different apps, measure results, optimize your efforts. Many started with extra income and now have their own digital businesses.

The journey to turn free time into legitimate income begins with a simple download. The rest is strategy and execution.