Root (ROOT) Reports Q4: Everything You Need To Know Ahead Of Earnings

Root (ROOT) Reports Q4: Everything You Need To Know Ahead Of Earnings

Adam Hejl

Tue, February 24, 2026 at 12:11 PM GMT+9 2 min read

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ROOT

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Digital auto insurance company Root (NASDAQ:ROOT) will be reporting results this Wednesday after the bell. Here’s what you need to know.

Root beat analysts’ revenue expectations last quarter, reporting revenues of $387.8 million, up 26.9% year on year. It was an incredible quarter for the company, with a beat of analysts’ EPS estimates and a solid beat of analysts’ net premiums earned estimates.

Is Root a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, the market is expecting Root’s revenue to grow 17.7% year on year, slowing from the 67.7% increase it recorded in the same quarter last year.

Root Total Revenue

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Root has a history of exceeding Wall Street’s expectations.

Looking at Root’s peers in the property & casualty insurance segment, some have already reported their Q4 results, giving us a hint as to what we can expect. First American Financial delivered year-on-year revenue growth of 21.6%, beating analysts’ expectations by 15.2%, and Skyward Specialty Insurance reported revenues up 26.7%, topping estimates by 1.3%. First American Financial traded up 2.8% following the results.

Read our full analysis of First American Financial’s results here and Skyward Specialty Insurance’s results here.

Investors in the property & casualty insurance segment have had fairly steady hands going into earnings, with share prices down 1.7% on average over the last month. Root is down 21.6% during the same time and is heading into earnings with an average analyst price target of $111.60 (compared to the current share price of $54.49).

Today’s young investors likely haven’t read the timeless lessons in Gorilla Game: Picking Winners In High Technology because it was written more than 20 years ago when Microsoft and Apple were first establishing their supremacy. But if we apply the same principles, then enterprise software stocks leveraging their own generative AI capabilities may well be the Gorillas of the future. So, in that spirit, we are excited to present our Special Free Report on a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next.

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