Recently, I saw more news about cross-chain bridge hacks, plus oracles acting up, and everyone keeps saying "wait for confirmation"... Frankly, security is just something you find inconvenient until something happens and you regret it.

I personally think layering is quite useful: put small amounts in hot wallets to save trouble, hardware wallets are suitable for those who can manage their seed phrases well and are okay with occasionally plugging in for signatures; for assets beyond a certain amount where you can't sleep soundly, multi-signature starts to make sense, at least preventing a single slip from wiping everything out. Social recovery sounds great, but only if you truly have reliable "social" contacts; otherwise, it just shifts the risk somewhere else.

Yesterday, I also casually checked on-chain and looked up: address 0x8f…3a sent 0.02 ETH for cross-chain testing before transferring larger amounts. Only after confirming the funds arrived did I increase the amount. I now do small tests like this too. Better to be slow than to gamble on those few minutes.