Here’s the news—MetaMask and Mastercard have just expanded the card across the entire United States, including New York. Previously, residents of New York didn’t have access, but now they do. The point is that this is a self-custodial card, meaning you retain control over your crypto assets in your wallet until you make a purchase. There’s no need to transfer funds to an exchange beforehand, as with many other crypto cards.

The metal version costs $199 per year, but offers up to 3% cashback on the first $10,000 spent annually. The regular card provides up to 1% in mUSD. Plus, you can earn on unspent balances through DeFi protocols like Aave. The card works through Mastercard, so it’s accepted anywhere—online, in stores, via Apple Pay, and via Google Pay.

What’s interesting is that the MetaMask card was already in a pilot at ETHDenver 2025, and now it has expanded to all states. Previously, it was available in several countries, but the US is a major step. Hal Eladar from MetaMask says the goal is to make crypto spending so natural that people don’t even think about it as spending crypto—just buy a coffee and that’s it.