Lately I've been struggling with security issues again, honestly it's like your position size—first, see how much loss you can tolerate. Small amounts are convenient to keep in hot wallets, but when it reaches a "sleeping can't sleep" level, hardware wallets at least separate daily slips; but beyond that, multi-signature is more like a safe, more trouble, slower, but it prevents single points of failure.

Social recovery used to seem flashy and unnecessary, now I think it's suitable for those who don't want to manage seed phrases but also fear rummaging through their house; provided you trust those few people, don't treat human nature as an algorithm.
Recently, RWA, government bond yields, and on-chain yield products are being compared all together, and hearing that makes me want to lower expectations: no matter how attractive the returns are, don’t treat key management as a joke… just survive first.