Recently, a set of "heart-wrenching" data about borrowing money has been circulating on social media: 80% of people have no intention of repaying when they ask, and 99% will fall out with the lender.

Although the data may be exaggerated, the harsh reality it reflects resonates with many: borrowing money often marks the end of friendship and becomes a battleground of human nature.
The debt left behind after lending money.
Having the ability to be asked for help by others also requires the confidence not to ask for help.