Japan is revising regulations on digital assets to integrate cryptocurrency with traditional finance.

Japan's cryptocurrency sector is entering a new phase – more disciplined and professional. The Financial Services Agency (FSA) is tightening regulations, bringing lending and staking activities under the scope of the Financial Instruments and Exchange Act to ensure risk governance, segregate funds, and protect investors.

Public token sales are also limited, with a proposed maximum investment of 2 million yen or 5% of annual income to reduce speculative risk. At the same time, Japan's three largest banks – MUFG, Sumitomo Mitsui, and Mizuho – are developing a government-supported stablecoin network for cross-border payments. This is not a crackdown but a strategic rebalancing step, turning Japan into a global model for transparent and secure cryptocurrency management.