In February, stablecoins surpassed the US ACH network in transaction volume, reaching $7.2 trillion. This growth indicates their emerging role as a global payment infrastructure, enhancing financial accessibility without traditional banking constraints.

Blockchain analytics platform Artemis’ data shows that the 30-day rolling trading volume of stablecoins reached $7.2 trillion in February, for the first time surpassing the $6.8 trillion of the U.S. ACH network. This milestone is the result of the stablecoin market’s rapid growth over the past six years, suggesting it may break through $2 trillion under future regulatory support. The characteristics of stablecoins allow them to operate globally 24/7, highlighting a fundamental difference from traditional payment systems.

Source: a16zcrypto Compiled by: Zhou, ChainCatcher 1. This year, we will see better and more sophisticated stablecoin gateways Last year, the trading volume of stablecoins was estimated to reach up to $4.6 trillion, continuously breaking records. To put this number into perspective: it is more than 20 times the transaction volume of PayPal; nearly three times that of Visa (one of the largest payment networks in the world); and is rapidly approaching the transaction volume of the US electronic financial transaction network ACH. Today, you can send stablecoins in less than a second for less than a cent. However, the unresolved issue is how to connect these digital currencies with the financial systems people use daily—in other words, how to provide entry and exit channels for stablecoins. New generation startups are filling this gap,

Stablecoins Poised to Surpass US ACH Transactions by 2026, According to Galaxy Research Forecasts indicate that stablecoins could handle more transaction volume than the US Automated Clearing House (ACH) network within the next three years. Driven by increasing adoption, regulatory clarity, and

Stablecoin could handle larger transaction volumes than the U.S. ACH automatic payment system by 2026, thanks to increasingly clear legal frameworks and growing adoption, according to the latest forecast from Galaxy Research. Galaxy Research, the research division of the digital asset company Galaxy Digital, said

Coinbase-backed x402 V2 adds multi-chain routing, wallet sessions and discovery so AI agents and web services can settle HTTP 402 payments across crypto and legacy rails.​ Summary x402 V2 standardizes network and asset IDs so one payment format can span Base, Solana, stablecoin rails, ACH, and

Author: Prathik Desai; Compiled by: Block unicorn Preface Digital payments have traditionally been slow and tedious. In the past, secure information networks (SWIFT), clearing systems (ACH, RTGS), and card networks could only transfer funds in batches on business days, and we rarely noticed these infrastructures unless something went wrong. Users don’t have to worry about the infrastructure, but they have to pay high spreads and fees for it. Blockchain has changed all of this, especially for countries with unstable local currencies and weak economies. For example, a US company pays a consultant based in a South Asian or South American country. In this case, using stablecoins for payment can make a world of difference. Suppose a US company remits $1,000 to a contractor in India. Traditional remittance platforms charge fees that are 10 to

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Block’s Square offered a rare look at its product roadmap last week, showcasing plans for 68 new features, including an ACH payment