Ripple's XRP is becoming a key player in the transformation of the global financial system, but experts disagree on its true intentions. Canadian entrepreneur Jeff Booth warns that Ripple may merely be replicating traditional banking models on the Blockchain rather than genuinely innovating the financial system; meanwhile, analyst Pumpius cites the views of Ripple's CEO, believing that XRP will surpass gold and BCD to become the infrastructure for global Settlement in the digital age. This debate reveals crucial questions about how Crypto Assets are reshaping the global financial landscape.