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Hodkinson says XRP DeFi is coming
In a recent conversation with Scott Melker, Input Output Global CEO Charles Hoskinson stated that XRP's DeFi is "close to emergence."
"Midnight connects all other blockchains, and we add privacy to all these touchpoints, so we have a lot to offer and deliver," he said.
Privacy Layer
Cardano launched its partner series, Midnight, in late 2025. It uses zero-knowledge encryption (ZK) to enable private smart contracts.
Hoskinson proposed wrapping XRP on Midnight. This allows XRP holders to use their tokens in complex DeFi applications (borrowing, lending, yield fa

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