# Switzerland Achieves Milestone: 24/7 Instant Liquidation with DLT, Is This the End of Slow Payments?

An interesting movement has just leaked in the fintech world: Amina Bank and Deutsche Börse Crypto Finance completed a functional pilot on Google Ledger that allows **real-time fiat currency liquidation**, seamlessly.

The most juicy part of the matter is not the technology itself, but what it actually achieves:

✓ 24/7 liquidations without stopping ( vs. limited hours of traditional banking )
✓ Instant cross-border payments ( previously took 2-3 days )
✓ Frictionless multi-currency conversion
✓ **Total regulatory compliance** ( is not underground movement, follows Swiss standards )

All participants operate under existing regulatory frameworks. Google Cloud provides the infrastructure, and importantly: it already includes POS use cases, meaning it can be directly integrated into retail systems.

Why does this matter? Today, the bottleneck in international transfers is in the liquidation—banks are queuing up waiting for confirmation. With DLT, that process becomes instant. The CEO of Amina Bank put it well: *technological innovation and financial stability can coexist*. That is exactly what Wall Street has been chasing for years.

Next phase: expansion to consumer POS and cross-border payments at scale. If this model is deployed globally, traditional remittance systems will feel it.