The past couple of days have been really tense, and many frens have messaged me asking if there will be issues with withdrawals. To be honest, I can understand everyone's anxiety—after all, being cautious these days is never a bad thing.

I flipped through the records, and this year I have already completed 66 transactions with the same U merchant. There haven't been any issues, so I basically trust this one. Unless one day it really shuts down for good, I would consider switching to another one. Trust is built over time and through repeated interactions.

Choosing a U merchant is quite a technical task. My selection criteria are very straightforward and blunt: first, the merchant must have been established for more than 365 days. If the time is too short? Sorry, I don't trust it. Who knows when they might run away one day, and who would you cry to? Second, the number of transactions must be over 5000. A large volume indicates a stable business and a good reputation, which greatly reduces the probability of such merchants running away.

There's another detail - the buying volume must be greater than the selling volume. This can indirectly reflect the financial strength. Would you dare to play with a merchant whose capital chain has broken? Additionally, the shield logo must be present; while this thing can't guarantee safety 100%, it at least serves as a basic threshold.

The remitter also needs to keep a close eye. Is it always the same person transferring money to you? That's fine. If it's a different person each time, then you need to be on high alert—there might be some shady operations behind it.

As for withdrawal channels, I personally prefer Alipay, it's convenient and fast. Bank cards? If possible, avoid them, as the risks are relatively high. WeChat Wallet and QQ Wallet are also alternatives. With the regulations being so strict now, if a bank card gets targeted, the subsequent handling can be a huge headache.

In summary, choosing the U merchant and the withdrawal method should not be done casually. Don't let the money you worked hard to earn go to waste in the end. If you have a more reliable way, feel free to discuss it in the comments.