Trade finance is evolving fast, and small to medium-sized businesses are finding fresh ways to tap into liquidity and cross-border payment rails. The shift from legacy banking systems to tokenized assets and decentralized settlement layers is opening doors that were previously locked behind high fees and slow processing times. For SMEs operating in emerging markets, this could mean faster capital rotation and lower friction when dealing with international suppliers. The real question isn't whether these opportunities exist—it's whether traditional players will adapt quickly enough, or if newer infrastructure will simply route around them.