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The FDIC will launch a stablecoin regulatory framework this month, with new capital liquidity regulations coming into effect next year.

TokenomicsTrapper

2025-12-01 23:20:15

Abstract generation in progress

The FDIC has made new moves.

Travis Hill, the acting chairman, recently revealed that they will launch an application framework for stablecoin issuers by the end of this month—provided you want to obtain a federal regulatory license.

How exactly to play? In early next year, supporting rules will be introduced to implement the prudent regulatory requirements outlined in the “GENIUS Act”. In simple terms, it's about keeping a close eye on three aspects: whether your capital is thick enough, whether your liquidity can withstand it, and whether the quality of reserves meets the standards.

In the stablecoin sector, the compliance threshold is becoming increasingly clear. If you want to operate legitimately in the United States, you need to be prepared to undergo a full regulatory inspection.

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Frontrunner

· 11h ago

It sounds like the FDIC is getting serious. If stablecoins want to thrive in the U.S., they'll have to obediently line up for a health check. --- Once again, it's about capital, liquidity, and reserves. With this combination of punches, small players might have to exit the game. --- Clarifying compliance thresholds is actually a good thing; at least you know where you stand, which is better than getting caught off guard later. --- We'll see the real situation early next year, but for now, we're still in the framework period, which is quite interesting. --- With the GENIUS Act implemented, the game for stablecoins is becoming more standardized. To be honest, it's a bit boring. --- Look how proactive the FDIC is; it feels like they're paving the way for big institutions. --- The quality of reserves is the most critical point, and this is the real test. --- If this wave of regulation is enforced properly, altcoin stablecoins will basically have no way to survive.

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SilentObserver

· 11h ago

Another new set of regulations? The barriers here in the US are really tough, with capital, liquidity, and reserves being three huge obstacles.

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nft_widow

· 12h ago

Here comes another set of new frameworks... Capital, liquidity, reserves, the compliance thresholds are really getting higher and higher. If stablecoins want to survive in the US, they might have to turn their pockets inside out. Let the GENIUS bill land, after all, it still has to undergo regulatory inspections. But speaking of which, who is the most anxious with these new rules? Small coin stablecoins are going to suffer. With these three moves, another batch of projects will perish.

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BearMarketMonk

· 12h ago

Another round of reshuffling has begun. Capital, Liquidity, reserves... It sounds nice, but the essence is still about survival; those who can survive will stay, and those who cannot will roll away. History always repeats itself.

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SeasonedInvestor

· 12h ago

Here comes the regulatory framework again, the US is really going to put stablecoins completely in a cage. --- Compliance costs are going to rise again, small platforms will have no way to survive. --- Capital, liquidity, reserves... to put it bluntly, it means only big institutions can afford to play. --- Is the FDIC rolling out the red carpet for USDT and USDC? What about the others? Heh. --- With such strict check-ups, the next step is probably going to involve more turmoil. --- Landing next year? By then, there will be more changes and discussions, that’s the American speed. --- For those who want to play with stablecoins legitimately, get ready to be drained. --- Clear thresholds are a good thing, at least there’s no need for guessing, we’ll have to adapt anyway. --- Once this framework is out, how many small coins are going to go down? The oligopoly era has arrived.

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WhaleWatcher

· 12h ago

So the framework that kills small projects is back, Large Investors are earning while small players are being held down. --- Compliance, to put it bluntly, is just putting a stamp on those who are already established, newcomers simply can't get in. --- Capital needs to be thick, Liquidity needs to be resilient, reserves need to be high quality... this is not a stablecoin framework, it's clearly about filtering who can survive. --- Rules won't come out until early next year? They're already starting to choke people now, this rhythm is absolutely insane. --- The US is just like this - first raising the standards, then seeing who falls behind.

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