Ever wonder why passing down your brokerage accounts to kids living abroad gets so messy? Turns out, U.S. firms have tons of rules that make overseas inheritance a real headache. Elder law expert Harry Margolis breaks down how these regulations trip up families trying to transfer wealth across borders. If you've got relatives outside the States, this complexity hits different—especially when you're thinking about long-term asset planning. The friction between domestic brokerage policies and international beneficiaries creates unexpected roadblocks most people never see coming.