Recently, I tried out a crypto payment tool, and it’s pretty practical for solving the pain points of cross-border transfers.

The card application process is very smooth and can be completed directly on your phone. You upload your ID and go through a three-step verification, and it gets approved in about 5 minutes. It uses a card segment specifically for crypto asset spending, so there’s no need to worry much about compliance, and the stability is decent.

The use cases are quite extensive—you can link it to regular channels like Alipay and PayPal, and it also works with Apple Pay and Google Pay. For people who often need to make overseas payments or want to spend their digital assets in daily life, it’s definitely much more convenient. The high cross-border fees and slow settlement times of traditional bank cards can basically be avoided with a Web3 payment solution.

There are more and more of these offshore payment tools now, and their features are pretty similar. When choosing one, you still need to look at compliance qualifications and actual settlement speed.