WBTC's $11.5B empire facing its first real threat? The AAVE + Babylon combo just dropped native Bitcoin lending—zero wrapping drama, no Bitgo middleman, bridge risks gone. Babylon's already sitting on $3B TVL, proof this isn't vaporware. Here's the kicker: AAVE v4 ships Q1 2026 with this baked in from launch. If you're not eyeing AAVE under $200, you're missing the setup. Native BTC composability could flip the script on wrapped assets entirely.