Recently, I’ve been using a U card to solve cross-border payment issues, and the whole application process was much smoother than I expected.

You can do it all on your phone—just prepare your ID photo and complete the three-step KYC verification. The card uses a BIN specifically designed for crypto asset spending, and it was done in less than five minutes, without all those tedious steps.

In actual use, the coverage is indeed wide enough—common channels like Alipay, PayPal, and Apple Pay are all supported. For people who often need to manage on-chain assets and want seamless integration with traditional payment scenarios, it’s a practical tool. There’s no need to constantly shuffle between exchanges and bank cards; you can go straight from your wallet to the point of purchase.

These kinds of offshore payment solutions are making the everyday use of crypto assets increasingly simple, which might be a sign that the foundational infrastructure of Web3 finance is gradually maturing.