Since Trump was elected, the price of XRP has skyrocketed from $0.50 to $2.15, an increase of about 330%, marking its strongest performance since 2017. As the regulatory environment shifts from SEC pressure to a more favorable outlook, Ripple has once again become the focus of the market. But beyond the hype, what investors truly care about is: does XRP really have practical use?

Currently, Ripple’s cross-border payment network is its core application scenario. The company has established more than 300 financial partners in 45 countries, with related annual payment volumes reaching $15 billion. XRP has also achieved large-scale application in high-remittance markets such as Japan, East Asia, the Philippines, and Latin America. Compared to traditional cross-border payments, XRP’s advantages lie in its low cost, borderless nature, and high speed, which can reduce reliance on traditional financial infrastructure.