After spending a long time in the community, I’ve changed quite a few U cards. After all the back and forth, I realized there are only three standards for a good card: low fees, the ability to deposit and withdraw anytime, and it shouldn’t be complicated to use. Recently, I tried YPT, and to be honest, it’s one of the few cards that gets all three points right: zero fees, instant deposits and withdrawals, and card activation in 5 minutes. It’s friendly for beginners and hassle-free for experienced users. The current promotions are also pretty good, so I’ve organized them here: ① 5U