Banxico maintains a "healthy distance" from Bitcoin despite growth in Mexico

Source: Criptonoticias Original Title: Banxico insists on “healthy distance” from bitcoin despite boom in Mexico Original Link: https://www.criptonoticias.com/regulacion/banxico-sana-distancia-bitcoin-auge-mexico/

Cautious stance of the Bank of Mexico

The Bank of Mexico (Banxico) remains cautious about bitcoin (BTC) and cryptocurrencies. This is clearly stated in its financial stability report published on December 10, 2025.

The institution was clear in stating that it will continue to promote a “healthy distance” between cryptocurrencies and the traditional financial system. For the central bank, extreme volatility and operational risks still outweigh innovation.

According to Banxico, the warnings revolve around price instability and money laundering. In a section dedicated to stablecoins, the agency is firm in considering cryptocurrencies as merely speculative instruments lacking legal backing.

Far from yielding to market growth pressure, the entity ruled out rushing to introduce new regulations. Its refusal is based on a triple barrier it considers insurmountable for now: extreme price volatility, lack of a clear legal personality for these assets, and above all, the latent risk that they are used as tools for money laundering.

This stance maintains the ban that, since 2021, prevents banks and fintechs from offering direct services with crypto assets. However, the report does not ignore the ecosystem’s magnitude by highlighting the boost in market capitalization of the sector.

Based on this premise, the institution remains firm in its containment strategy, insisting on separating the waters between traditional banking and digital assets, blocking their integration until a global legal framework that unifies the rules of the game is in place.

The Mexican community builds its own bridges with bitcoin

Despite the message from the central bank, the reality on Mexican streets tells a very different story, driven by an undeniable citizen interest. The country is consolidating as the fourth largest in Latin America for cryptocurrency adoption, moving an amount of 71 billion dollars between 2024 and 2025.

While Banxico insists on warning about speculation, the figures show that users continue to find real utility in this market.

But where regulation puts up walls, education builds bridges. A vibrant example of this human warmth is experienced in Mérida, Yucatán. There, far from regulatory pessimism, initiatives like Arcadia BTC have formed alliances with local educational institutions to train the next generation of developers.

Education about bitcoin is also emerging among undergraduate students. Examples include the University of Monterrey (UDEM) and the Monterrey Institute of Technology, which have held workshops on the subject.

Thus, Mexico lives a duality. On one side, a central bank that prioritizes traditional stability, and on the other, an active community that, through education and daily use, demonstrates that bitcoin always finds a way to separate money from the state.