You completed a Visa card swipe at Starbucks in 2 seconds. But has the money really been transferred? No. Visa only records a promise; the actual fund transfer depends on interbank clearing — it could be the same day or several days later. Visa processes tens of thousands of transactions per second, but it handles promises, not settlements!!!


The total market value of AI is $180 trillion, equal to the sum of gold and global stocks. AI cannot perform KYC and has no bank cards.
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