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today, on-chain stablecoin markets pay 8–16% (lending markets like aave).
at the same time, $17 trillion sits in savings accounts earning 1–2%.
this gap exists despite:
- liquid on-chain markets
- transparent APY rates
issue is that fintechs can’t safely integrate it
that’s the problem @neoxinfra is addressing
letting retails access to DeFi higher yields through $NEOX