#加密钱包 Recently, the wallet sector has become quite interesting, as major companies have started to compete. Stripe acquired the Valora team, and Xiaomi is collaborating with Sei to pre-install a Web3 Wallet on new devices—what does this mean? Encryption wallets are gradually evolving from niche toys into consumer-grade products.

Xiaomi's recent move is even more remarkable, with a volume of 168 million smartphones globally, directly integrating Wallet and stablecoin payments into the system, so that users automatically have them when they buy a new phone. In places like Europe, Latin America, and East Africa, crypto adoption was already good, and now with Xiaomi as a traffic entry point, when stablecoin payments go live in Hong Kong and the EU in 2026, ordinary people won't need to actively learn any blockchain concepts.

However, don't be too excited, as these collaborations are still in the framework stage. The real test lies in how to proceed from here, whether the user experience can be improved, if the security measures are in place, and how to coordinate with regulators. But from the trend, the story of encryption wallets is indeed shifting from "how to teach users to use it" to "how to let users use it naturally," and this step is crucial.