Although stablecoins have small price fluctuations, there are ways to outpace inflation. Many industry players are already using these strategies for stable appreciation.

**Direct Deposit Plan**
The simplest method is to deposit stablecoins into a leading exchange's flexible financial product, which currently offers an annualized return of 20%. No operational barriers, flexible deposit and withdrawal, suitable for investors seeking stability.

**Advanced Leverage Strategies**
Want higher returns with more imagination? You can try this approach: use a DeFi protocol to exchange stablecoins for specific ecosystem stablecoins, then use them as collateral to borrow another stablecoin, and finally invest the borrowed funds into financial products to earn a 20% APY. It sounds complex, but the logic is clear—layered returns with manageable risk.

These ecosystem stablecoins are now receiving significant attention, backed by top-tier institutions, gradually becoming an essential infrastructure for Web3 finance. Both stability and usability are rapidly improving. For players focused on precise asset allocation, this is a good channel for additional income.