DeFi is shifting from pursuing high yields to seeking predictability, an underestimated yet ongoing transformation.

@pacifica_fi happens to be at this inflection point, attempting to translate the mature fixed interest rate logic from traditional finance into a trustless on-chain environment.

This design does not seek excitement but emphasizes efficiency and risk management.

Whether it is borrowers locking in costs or capital providers locking in returns, Pacifica is solving a real problem: how to make on-chain finance more suitable for long-term use rather than just short-term speculation.

When market sentiment recedes, the ones that truly remain are often the fundamental financial tools that can be reused repeatedly.

If the next phase of DeFi is stable, reusable, and scalable, protocols like Pacifica are likely to enter the mainstream sooner than expected.

@cookiedotfuncn @cookiedotfun @easydotfunX