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Many people think that the problem with Web3 is "not enough data." But after using it for a while, you'll realize that the real issue isn't data at all, but that the system simply doesn't remember you.
What you've done, how you've done it, whether you've been consistently reliable—once you switch wallets or protocols, all that becomes invalid. Every interaction feels like the first time meeting.
This may sound "fair," but the result is quite cruel—trust cannot be built up, collaboration cannot be sustained, and risks can only be remedied after the fact.
It is precisely because of this that I initially paid more attention to @bluwhaleai.
They are never discussing simple scoring models, but whether the system has sustained financial memory. It's not about labeling people, but understanding long-term behavior patterns, providing early warnings before problems arise, rather than waiting for incidents to happen and then chasing accountability.
Decentralization without memory will only make the market more chaotic; only when the system can remember behaviors does the value of decentralization truly stand on solid ground.