# FannieMae

#FannieMaeAcceptsCryptoCollateral
In a landmark shift that bridges decentralized finance (DeFi) with traditional mortgage lending, Fannie Mae (the Federal National Mortgage Association) has officially updated its underwriting guidelines to accept cryptocurrency as a verified asset for collateral on conventional mortgages.
For decades, lenders required buyers to "structure" assets into traditional bank accounts for 60–90 days before qualifying for a loan. That era may now be ending.
Here is everything you need to know about how this works and why it matters for the housing market.
1. The End of