As of June 10, 2026, Gate market data shows the Bitcoin price at $61,699.2, reflecting a 30-day change of -10.73%. The Ethereum price stands at $1,638.92, with a 30-day change of -5.70%. The overall market is consolidating, and investors are increasingly seeking a balance between asset liquidity and stable returns. When market direction is uncertain, many users focus on how to keep their crypto assets flexible while still generating consistent value.
Gate’s Earn system offers a flexible asset growth solution through its Hold-to-Earn feature, which does not require locking assets. Since launch, this feature has supported over 20 major cryptocurrencies, including USDT, BTC, ETH, and SOL. Recently, Gate Hold-to-Earn officially launched support for USD1 and introduced a limited-time earning event. Users holding USD1 can participate in this program and enjoy up to 20% annualized returns.
Details of the USD1 Hold-to-Earn Event
According to the official Gate announcement, the USD1 Hold-to-Earn event began on June 9, 2026. During the event, users who hold USD1 in their asset accounts automatically participate in the earning plan—no extra actions are required.
Key event parameters:
- Supported asset: USD1
- Maximum annualized yield: 20%
- Minimum holding requirement: 1 USD1
- Lock-up requirement: None—assets remain fully flexible and available
The annualized yield is adjusted daily based on the remaining reward budget for the month and the platform’s total effective USD1 holdings. Updated rates are published around 14:00 (UTC+8) each day, and users can check the latest figures on the Gate Hold-to-Earn page.
USD1 Overview
USD1 is a US dollar-pegged stablecoin issued by World Liberty Financial. Its core mechanism relies on full collateralization with US short-term Treasury bills and cash equivalents, aiming to maintain a stable 1:1 peg to the dollar. As a reserve-backed stablecoin, USD1 delivers the same price stability as traditional cash, but in an on-chain digital format.
As of June 2026, USD1 is listed on several major exchanges and circulates across multiple blockchains, including Ethereum, BNB Chain, Tron, and Solana. Its cross-chain presence ensures strong on-chain liquidity and broad ecosystem compatibility.
Yield Calculation and Distribution Rules
Yield calculation formula:
Daily yield = Average holdings × Annualized yield (APR) / 365
Snapshot mechanism:
The system takes a snapshot of USD1 balances every hour, totaling 24 snapshots per day.
- Unified account mode: Snapshot covers the trading account
- Classic account mode (non-unified account): Snapshot covers spot, perpetual contract, delivery, and options accounts
- USD1 held in Earn accounts (such as flexible or fixed-term products) is excluded from snapshots
The system calculates the average holdings based on these 24 snapshots, and yields are distributed to the user’s asset account the following day.
First yield distribution time:
The first yield is paid between 08:00 and 16:00 (UTC+8) on the day after the Hold-to-Earn feature is activated. Subsequent yields are distributed daily to the asset account. Due to network delays or system calculations, yield distribution may occasionally be delayed.
Holding Limit Explanation
To participate in USD1 Hold-to-Earn, users must meet the minimum holding requirement (1 USD1). There is also an upper limit for holdings eligible for yield calculation; any amount above this cap will not earn additional rewards. For specific holding limits, please refer to the latest standards on the Gate Hold-to-Earn page.
Dynamic Adjustment Mechanism for Annualized Yield
The annualized yield during the event is not fixed. It is adjusted daily based on the remaining reward budget for the month and the platform’s total effective USD1 holdings. The adjustment logic is as follows:
- Fixed reward budget: The monthly reward pool is preset
- When more users participate, the reward per user decreases, resulting in a lower annualized yield
- When fewer users participate, the reward per user increases, resulting in a higher annualized yield
This mechanism ensures fairness, aligning yield distribution with the actual scale of participation.
Core Mechanism of Hold-to-Earn
Gate Earn’s Hold-to-Earn is an innovative way to grow assets. Users simply hold eligible tokens in their spot or contract accounts and activate the feature; the system automatically calculates holdings and distributes yields.
Key features:
- No lock-up required: Assets can be traded or withdrawn at any time, with no impact on normal usage
- Earn by holding: Just hold eligible tokens, and the system accrues interest automatically
- Daily compounding: Yields are distributed daily and automatically added to principal
Hold-to-Earn fundamentally differs from traditional fixed-term financial products. Traditional products usually require users to lock assets for a period, during which they cannot access them. Hold-to-Earn allows users to earn yields without restricting their ability to trade or withdraw assets.
Supported Assets for Gate Hold-to-Earn
Beyond the USD1 event, Gate Earn’s Hold-to-Earn feature has long supported a variety of major cryptocurrencies. Reference annualized yields for some assets are as follows:
| Asset | Estimated Annual Yield | Type |
|---|---|---|
| USDT | 0.65% | Contract |
| BTC | 0.15% | Spot |
| ETH | 0.85% | Spot |
| SOL | 2.70% | Spot |
| POL | 1.30% | Spot |
| SUI | 0.51% | Spot |
| ALGO | 2.43% | Spot |
Note: The above annualized yields are reference values. Actual yields may change daily; please refer to the Gate Hold-to-Earn page for the latest figures.
Participation Process
Steps for web users:
- Log in to your Gate account and go to the Hold-to-Earn page
- Confirm that USD1 has been deposited into your asset account
- Click the activation button on the Hold-to-Earn page
Direct activation in the spot account:
Go to your spot account, find the supported Hold-to-Earn token, and click the Hold-to-Earn button below. When the button turns green, the feature is successfully activated.
After activation, the system will start taking snapshots and calculating yields for eligible tokens the next day.
Integration with the Gate Ecosystem
Gate’s Earn product suite continues to expand, and Hold-to-Earn works in synergy with other products in the Gate ecosystem. Users can accumulate yields through Hold-to-Earn and use them to participate in Launchpad subscriptions for new projects, flexible Earn products, or other financial offerings, further enhancing capital efficiency.
Risk Warning
Please consider the following risks when participating in USD1 Hold-to-Earn:
- Although USD1 is a stablecoin collateralized by US short-term Treasury bills and other assets, price volatility risk still exists
- Smart contracts may have technical vulnerabilities
- Changes in stablecoin regulatory policies may affect USD1’s issuance and redemption mechanisms
- Displayed annualized yields are estimates and not guaranteed returns
- Actual reward value may fluctuate with USD1 market price
Cryptocurrency trading is influenced by market, regulatory, and other factors. The market is highly volatile, and price movements are unpredictable.
Conclusion
As the crypto market continues to evolve, users’ dual needs for asset flexibility and returns are becoming more pronounced. Gate Earn’s Hold-to-Earn feature, with its no-lock-up design, offers users a way to grow assets while balancing liquidity and yield. This limited-time USD1 event, featuring up to 20% annualized yield and a low entry threshold of 1 USD1, further enriches users’ financial choices. Users should carefully assess whether to participate based on their own asset allocation needs, fully understanding the product mechanism and associated risks.
