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South Korea's 30s Hit Record 41.29% Loan Dependency for Home Purchases in 2026

GateNews

According to data from South Korea's Ministry of Land, Infrastructure and Transport released on July 15, home buyers in their 30s relied on bank loans for 41.29% of their total acquisition funds in the first four months of 2026, totaling approximately 10.7 trillion won. Those in their 20s showed 34.61% loan dependency.

The pattern contrasts sharply with older generations: buyers in their 40s and 50s relied on loans for 26.58% and 15.08% of funds respectively, while those 60 and above at just 7.37%. Among all age groups, only those in their 20s and 30s exceeded 30% loan dependency.

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