A USDD financial product from a leading wallet has just been credited, and the earnings over the 12 days have been quite good. With a guaranteed annualized return of 550 USD, plus an extra reward of 87 USD, I received a total of 637 USD, averaging an income of 53 USD per day — this return is indeed impressive.

However, considering the issue of on-chain fund security, I still have some concerns. If you want to avoid risks, you can also consider HTX's stablecoin scheme, which currently offers an annualized return of 10%, making it relatively safer.

Another option is to configure a new type of stablecoin on the BNB Chain, backed by project subsidies, with an annualized return of up to 20%. Looking at these options, one still needs to find a balance between yield and security—if you have a high risk appetite, the latter two offer good value, but for safety's sake, it may still be wise to take a closer look at the fund flows and audit reports of each.