TermMax is not really about "offering fixed interest rates," but about turning time into a constraint.

In DeFi, most protocols operate on one default assumption:
You can leave at any time, change your mind at any time, and regret at any time.
The result is—every strategy becomes a "temporary decision," and all judgments are only responsible for the next K-line.

And the moment @TermMaxFi hardcodes the "term," it’s actually forcing you to think clearly about one thing:
If you do nothing for a period of time, does this judgment still hold?

This is not a trading issue; it’s a cognition issue.

Fixed interest rates are not inherently advanced; what’s advanced is that they refuse to serve a certain type of user.
Those who need to constantly revise their views and rely on immediate feedback to confirm their sense of security will naturally find this uncomfortable.
You might feel "inflexible," "uncomfortable," or as if you've "lost the initiative."

But those who stay are, in fact, the opposite.
They are not necessarily smarter, but they have accepted one thing earlier:
They cannot continuously outperform the market and can only choose a structure with fewer errors.

So I actually think that the user profile of TermMax is not "conservative,"
but someone who has a clear awareness of uncertainty.

When you are willing to entrust your judgment to time rather than market movements,
TermMax truly begins to work.