In today’s increasingly diversified landscape of cryptocurrency assets, achieving steady appreciation while maintaining capital flexibility has become a common demand for many users. The globally leading cryptocurrency trading platform Gate has officially launched its new "coin earning interest" feature, providing users with a convenient and efficient way to increase their assets. Unlike traditional wealth management, coin earning interest does not require a lock-up position; as long as users hold supported tokens and activate the feature, they can automatically earn daily profits, which will also be added to the principal, achieving compound growth.
What is Gate coin holding interest?
Holding coins to earn interest is an innovative financial management method based on spot positions. After users hold specified tokens in their spot accounts and activate the feature, the system will take a snapshot at a fixed time the next day, calculating earnings based on the average holding amount. Earnings are distributed daily and automatically compounded, helping users achieve a balance between trading freedom and asset appreciation.
The first batch of supported tokens includes a variety of mainstream and emerging assets such as BTC, ETH, GT, SOL, POL, SUI, ALGO, DOT, ATOM, AVAX, INJ, APT, ZETA, and FLR.
The three core advantages of holding coins for interest on Gate
No lock-up position required, funds are flexible and controllable.
User’s tokens are always kept in the spot account and can be traded or withdrawn at any time. Even with the Lock-up Position enabled, the funds will not be frozen, ensuring the liquidity of the assets.
Holding a spot position can generate profits.
No additional operations are required, nor is manual subscription necessary. As long as you hold eligible tokens, you can enjoy returns and maximize the efficiency of capital usage.
The earnings are automatically distributed daily and grow through compound interest.
The system will distribute earnings daily based on snapshots, which will be added to the principal, helping users to continuously obtain stable cash flow, while the compound interest effect brings longer-term growth potential.
How is the income calculated?
The earnings from holding coins are calculated based on the average daily holding volume and the annualized rate of return (APR) for the day, with the formula being:
Daily Earnings = Average Position × Annual Percentage Rate (APR) ÷ 365
APR will be dynamically adjusted based on market conditions and the characteristics of the token, ensuring that returns are stable and competitive. The first return will be distributed on the second day after activation, and thereafter, it will be credited daily.
How to start earning interest by holding coins on Gate?
Users can activate through the following two methods:
- Click the "Hold Coin for Interest" button below the token in the spot account. Once activated, the button will turn green, indicating that it is effective.
- On the financial management page, select "Hold Coin to Earn Interest" and confirm to activate.
It is important to note that participating in holding coins for interest requires meeting the minimum holding requirements for each token, and there is also a maximum yield calculation limit; any excess will not generate additional returns.
Gate Holding Coins for Interest VS Automatic Earning Coins
Many users are concerned about the difference between holding coins for interest and automatic coin earning:
Earning Interest on Coins: Only available for certain tokens, assets do not need to be locked up, and users can trade and withdraw at any time.
Automatic Coin Earning: It will automatically subscribe tokens to the Yubi Treasure current products, with relatively limited fund flexibility.
When both are enabled, the system will prioritize allocating eligible assets to the automatic coin earning.
Frequently Asked Questions
Q1: What benefits can be obtained from participating in holding coins for interest?
The earnings come from the blockchain staking mechanism, usually distributed in the form of the token’s native asset.
Q2: Where can I check the earnings?
Users can view the estimated APR and current earnings on the "Hold Coin to Earn Interest" page, and can also check detailed records in the "Investment History".
Q3: Can the assets in pending orders generate profits?
No. Assets that are in an open order or frozen state do not count towards holding position income.
Q4: Is there a fee to participate in holding coins for interest?
No additional fees are required; the system will directly calculate and distribute earnings daily.
Q5: Why does the APR change?
APR will be dynamically adjusted based on market conditions, token liquidity, and other factors to ensure the reasonableness and sustainability of returns.
Summary
The coin interest-earning feature launched by Gate provides users with a more flexible new choice for wealth management, thanks to its characteristics of "no lock-up position required, daily earnings, and compound growth." Whether users are long-term holders of mainstream assets like BTC and ETH, or novice investors looking to improve capital efficiency, everyone can benefit from it. In the future, Gate will continue to expand the types of tokens supported and optimize the user experience, helping users achieve long-term stable growth of their assets while trading flexibly.
