Investors in the crypto world are entering an unmissable "Golden Week for Wealth Management." On December 25, 2025, Gate officially launched its Dual Holiday YuBiBao Rewards Event, injecting new vitality into users’ idle crypto assets.
During the event, new users can enjoy a 100% APY on USDT wealth management products, while all registered participants will receive a 5% APY boost coupon.
01 Product Foundation: What Is Gate YuBiBao?
Gate YuBiBao is an efficient and convenient crypto asset management tool designed to help users continually grow the value of their idle digital assets.
Users can deposit coins they’re not actively trading, and the platform generates interest through robust operational mechanisms.
This service has been live for several years and has built a strong user base. YuBiBao now manages nearly $3 billion in assets, with annualized returns reaching up to 10.5%.
The product supports over 800 digital assets, including all major coins such as USDT, BTC, ETH, and GT, offering a wide range of choices for investors with varying preferences.
02 Key Advantages: Flexible Options for Fixed and Flexible Terms
YuBiBao’s success lies in its flexible product design, which is divided into two main categories: flexible-term and fixed-term products, catering to users with different liquidity needs.
Flexible-term products work like a "crypto savings account," allowing deposits and withdrawals at any time, with interest calculated daily. This is ideal for users who require high liquidity and want to seize market opportunities at a moment’s notice.
Fixed-term products offer higher earning potential. Common lock-up periods include 7, 14, and 30 days, which users can select when subscribing.
During the lock-up period, funds cannot be withdrawn, but upon maturity, both principal and accumulated interest are returned in full. This model suits investors who don’t plan to trade in the short term and seek higher, stable returns.
03 Limited-Time Bonus: Details of the Dual Holiday Rewards You Can’t Miss
This Dual Holiday Rewards Event is Gate’s year-end highlight for its users, running from December 25, 2025, 08:00 UTC to January 4, 2026, 08:00 UTC.
The event features an attractive and diverse reward structure. Any user who completes event registration immediately receives a 5% APY boost coupon to enhance their returns.
For new users, Gate is offering an especially generous deal: first-time YuBiBao users who invest in USDT wealth management products can enjoy a 100% annualized return.
Additionally, the event covers fixed-term products for major cryptocurrencies. By participating in fixed-term wealth management for USDT, BTC, or ETH, users can unlock up to a 3.8% APY.
All participants are automatically entered into a lucky draw, with a guaranteed win—every user will receive at least a $50 cash reward.
04 How-To Guide: Four Steps to Start Earning with YuBiBao
Getting started with Gate YuBiBao and joining the event is straightforward and seamless.
First, log in to your Gate account. From the homepage or the asset management section, navigate to the "Earn" area and select "YuBiBao."
On the YuBiBao page, you’ll see a wide array of wealth management products. You can filter and compare options by coin (such as USDT or BTC), product type (flexible/fixed), and APY.
For example, to join a featured event, filter for the 7-day fixed-term USDT product, enter your desired subscription amount, and click "Confirm Subscription."
Once your subscription is successful, the system will match you with a borrower on the next hour, and interest calculation will begin. Your earnings will be calculated daily and displayed in your account.
05 Security Assurance and Future Outlook
Security is the cornerstone of wealth management. As an established exchange, Gate has implemented multiple layers of security for YuBiBao. User assets are stored in cold wallets, completely segregated from platform operating funds.
The platform enforces a 100% Proof of Reserves policy and undergoes real-time asset audits to ensure a 1:1 asset ratio for user withdrawals. An intelligent risk control system monitors for abnormal activity 24/7, and multi-factor authentication helps prevent account breaches.
Beyond the current Dual Holiday event, Gate continues to expand YuBiBao’s offerings. For example, in early December 2025, the platform launched the STABLE fixed-term product, with the 30-day term offering an impressive 500% APY.
On December 24, 2025, Gate also rolled out automatic and batch withdrawal features, making fund management even more efficient and convenient after users earn their returns.
