GUSD: Gate launches a robust new financial management option anchored to real-world assets.

What is GUSD?

Image: https://www.gate.com/staking/USDT?pid=33

In the context of high volatility in the cryptocurrency market, investors are increasingly looking for stable yield options. In August 2025, Gate officially launched GUSD, an innovative financial product anchored to real-world assets (RWA). Unlike traditional stablecoins, GUSD is not just an equivalent substitute for digital currencies, but a yield certificate backed by low-risk financial assets such as U.S. Treasury bonds.

Users only need to exchange USDT or USDC for GUSD at a 1:1 ratio to indirectly allocate funds to traditional financial assets such as US Treasuries and enjoy stable dollar interest returns.

Core Advantages of GUSD

Compared to traditional crypto financial products, GUSD’s advantages are mainly reflected in the following aspects:

• Stable Returns: The initial annualized yield is 4.40%, which is much lower than the volatility of products like Yubi Treasure, but more predictable.
• Asset endorsement: Supported by low-risk assets such as U.S. Treasury bonds, reducing principal risk.
• Flexible Minting: Supports the minting of two mainstream stablecoins, USDT and USDC, providing greater operational flexibility.
• Safe and Transparent: Gate promises to provide reserve audit proofs in the future to ensure that user funds are transparent and trustworthy.

Minting and Redemption Mechanism

The operation process of GUSD is clear and simple:

• Minting (Subscription): On Gate’s “Earn on Chain” page, exchange USDT or USDC for GUSD at a 1:1 ratio. The individual user account limit is 5 million, while institutional users can apply for up to 10 million.
• Earning Income: Holding GUSD allows you to earn daily passive income, which is automatically credited to your spot account for compound growth.
• Redemption: Users can choose from two redemption methods:

Standard redemption: Fee 0.05%, credited on D+3 day;

Quick redemption: fee 0.1%, usually credited within 10 minutes.

Sources of Income and Risk Analysis

The income of GUSD mainly comes from the interest on US Treasury bonds and part of the revenue from the Gate ecosystem, so its volatility is lower compared to on-chain staking or the excess coin treasure.

Potential risks include:

• Fluctuations in US Treasury yields may affect overall returns;
• Credit risk of custodial institutions, although the probability is very low, still requires attention.

Compared to the highly volatile crypto lending market, GUSD links user funds to traditional financial markets through the RWA model, achieving a balance between stable returns and the safety of principal.

Why Choose Gate’s GUSD

As one of the world’s leading cryptocurrency platforms, Gate has over 4 billion USD in assets under management. The newly launched GUSD not only continues its advantages in compliance and security but also offers more flexibility in product design:

• Supports the minting of various stablecoins;
• Redeeming returns USDC, which is closer to “digital dollar,” enhancing user trust;
• Transparent earnings, future reserves will be provided as proof.

For users looking for stable returns in a turbulent market, GUSD provides a reliable channel.

Frequently Asked Questions (FAQ)

Q1: Is GUSD the same product as Gemini Dollar?

No. Gate’s GUSD is a revenue certificate based on RWA, which is completely different from Gemini’s stablecoin.

Q2: Why is the yield lower than Yubi Treasure?

Yubi Treasure relies on borrowing in the crypto market, which is highly volatile. The 4.4% from GUSD comes from US Treasury interest, making it stable and reliable, more suitable for long-term allocation.

Q3: Why can you only redeem for USDC?

USDC is more compliant and transparent, backed by dollar deposits and short-term government bonds, and is considered the stablecoin closest to a “digital dollar.”

Q4: How to choose a redemption method? If you need to withdraw funds urgently, you can choose quick redemption; if not urgent, you can choose standard redemption with lower fees.

Summary

GUSD launched by Gate is a financial innovation focused on RWA that ensures the safety of the principal while providing stable returns in USD assets. It bridges traditional finance and the crypto world, bringing investors a completely new low-risk investment approach.

For users looking to achieve sustained returns in the cryptocurrency market while reducing risk exposure, GUSD is undoubtedly a high-quality option worth paying attention to.