#以太坊投资机会 JPMorgan is launching a $100 million seed fund on Ethereum for tokenized money market funds. When this news broke, I saw a lot of excited comments in the discussion area. But honestly, we need to look at this calmly.

The involvement of traditional financial institutions may seem like a positive signal on the surface, but there are a few questions to ask: First, why are they acting now? It’s not because they are optimistic about on-chain ecosystems, but because they see tokenization as a way to reduce costs and improve efficiency. Second, $100 million sounds like a lot, but for a giant like JPMorgan, it’s just a testing ground, not an all-in signal. Third, these products are aimed at institutions and high-net-worth individuals, not retail investors.

I’ve seen too many cases where such "big institutions entering the market" are treated as bottom signals. The result? Retail investors rush in en masse, while institutions have already planned their exit routes. Tokenized funds are indeed the future direction, but don’t get blinded by the hype. The real questions are: how much does this product truly meet the growing demand on Ethereum? Will liquidity really increase significantly? Or is it just moving traditional finance concepts onto the chain without changing the core?

It’s fine to watch what institutions do, but don’t take it as a signal to enter. What’s more important is to beware of copycat projects launching "tokenization" concept coins—that’s the real trap for harvesting retail investors. Stay calm and focus on observation.