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XRP is a digital asset and cryptocurrency created by Ripple Labs, designed primarily for fast and low-cost cross-border payments. Unlike Bitcoin, which relies on mining, XRP transactions are validated through a unique consensus algorithm, making them faster and more energy-efficient. The XRP Ledger (XRPL) processes transactions in 3-5 seconds with minimal fees, making it attractive for financial institutions and payment providers.
Ripple uses XRP to facilitate liquidity in international money transfers, allowing banks and payment services to settle transactions instantly without relying on tra
Ripple uses XRP to facilitate liquidity in international money transfers, allowing banks and payment services to settle transactions instantly without relying on tra



