FancyResearchLab

Christmas holiday market trading is light, with focus shifting to Federal Reserve policies and U.S. Treasury yields. The short-term key levels for AUD/USD are at 0.6700, EUR/USD at 1.1700, and NZD/USD is influenced by Gann lines. WTI crude oil shows signs of a rebound, watch for support and resistance at key levels.

Public companies distribute dividends as a way to return profits to shareholders, mainly through cash dividends and stock dividends. Cash dividends are paid directly to shareholders in cash, testing investors' liquidity needs; stock dividends are issued free of charge, maintaining the company's cash flow. The company's dividend policy should be based on earnings and strategic considerations, and the stock price may be affected after dividends are distributed. Investors should choose the appropriate dividend method based on their individual investment strategies.

Taiwan stocks continue to fluctuate around 28,000 points at high levels, and the rally in electronics stocks has shown signs of fatigue. Smart money is quietly shifting its focus—from expensive tech stocks to severely undervalued financial stocks.
You heard that right. Putting money in a bank deposit for one year yields a 2% return, but switching to financial stocks can steadily generate a 5-7% cash dividend yield, with potential for stock price rebound. Why is this difference so significant? This article will help you see clearly whether financial stocks are truly the best entry point right now.
Why have financial stocks suddenly become popular?
The disparity in Price-to-Earnings (P/E) ratios
The main players in this global market rally are electronics stocks, especially those related to AI concepts, but they have already risen to the sky. Just look at the P/E ratios—tech stocks generally trade at 25-30 times earnings, but their profit growth is becoming difficult to sustain at last year's explosive levels. In contrast, large Taiwanese financial holding companies still trade at P/E ratios of 10-12 times, and this gap is definitely not a coincidence. Capital is starting to seek out undervalued, stable-profit stocks.

Want to trade US stock futures but don't know where to start? Actually, it's not as complicated as you think. This guide covers everything you need to know—from product selection and trading mechanisms to risk management.
The hottest US stock futures to trade: these four indices are worth paying attention to
The four types of US stock futures with the highest trading volume in the US market track the S&P 500 Index, Nasdaq 100 Index, Russell 2000 Index, and Dow Jones Industrial Average. Each index corresponds to two contract sizes—Mini contracts(E-mini) and Micro contracts(Micro E-mini), with the Micro being one-tenth of the Mini, making it more suitable for small capital.
Take a look at the comparison table below for clarity:
| Index | Product Code | Exchange | Number of Constituents | Stock Characteristics | Multiplier |
|------|---------|--------|-----

The healthcare biotech industry is becoming a focal point for global capital markets. Unlike traditional cyclical industries, human demand for healthcare is a necessity that does not significantly diminish with economic fluctuations. Coupled with the global aging population trend, continuous introduction of innovative drugs, and expansion of telemedicine applications, this industry holds enormous growth potential. Among them, the US biotech sector is the most competitive and innovative market worldwide.
The Absolute Advantage of the US Pharmaceutical Market
The US biopharmaceutical market is the largest in the world, expected to reach $445 billion by 2027, with a compound annual growth rate (CAGR) of (8.5%. This not only reflects market size but also signifies that the US has formed a unique biopharmaceutical ecosystem.
The US has nearly one million professionals involved in R&D, manufacturing, sales, and other parts of the complete industry chain, attracting top talent from around the globe. Unlike Taiwan, where national health insurance suppresses drug prices, making it difficult for new drugs to enter the market, the US market is supported by insurance companies.

ADR (American Depositary Receipt) is a stock certificate of a foreign company traded in the U.S. market, simplifying the investment process. Issuing ADRs is less costly than direct listing, and investors can purchase them directly with U.S. dollars, reducing exchange rate and other risks. ADRs are divided into sponsored and unsponsored types, with significant differences in risk and liquidity. When investing in ADRs, attention should be paid to liquidity, fundamentals, and premium/discount trading factors. Advantages include lower taxes and fees and diversified investment options, but challenges such as complex procedures and exchange rate risks also exist.

In 2025, the crypto asset market enters a new growth cycle, and airdrops become a popular way for many to participate. As a marketing strategy for project teams, airdrops involve various complex interactions that require user participation, offering both opportunities and risks. Participants need to assess the project's potential, develop personalized interaction plans, and stay updated on new market trends to achieve excess returns in a highly competitive environment. At the same time, they should be vigilant against witch attacks and other risks to ensure the safety and value of their participation.

Lost private keys, stolen assets—these are the fears of cryptocurrency holders, and they are happening more frequently. More and more people realize that while hot wallets are convenient, the risks are imminent. As a result, attention to cold wallets has sharply increased, becoming the standard for experienced users. But with so many cold wallets on the market, how do you choose the right one? How should you use it safely?
What exactly is a cold wallet?
Simply put, a cold wallet is a device that stores encrypted assets offline. Compared to hot wallets (apps, web wallets) that are always online, the main advantage of a cold wallet is that the private key is completely offline, making remote hacking impossible.
Specifically, the operation of a cold wallet involves two stages:
Step 1: Generate a key pair
When setting up a cold wallet, the system generates a pair of keys—the public key (also called an address) and the private key. The public key can be shared openly to receive assets; the private key must remain absolutely secret, as holding it means controlling all the funds in the wallet.

What are memes? In today's digital world, memes refer to visual content, short videos, or texts created and adapted by internet users that spread rapidly online. These often contain humor, satire, or creative elements and have become a powerful force influencing public opinion, driving cultural trends, and even shaking financial markets.
The Origin and Evolution of Memes
The concept of memes can be traced back to 1976. British biologist Richard Dawkins first introduced the term in his book "The Selfish Gene," where it originally referred to ideas, behaviors, and styles that spread within a culture. However, with the proliferation of the internet and the rise of social media platforms, memes have transformed into a completely different form. They have evolved from abstract cultural concepts into concrete visual symbols, becoming the core language of online communication, allowing people to easily express opinions on everything from everyday trivialities to grand issues.
How Memes Influence Finance and Markets
Mem

The current market environment is presenting significant headwinds for Dogecoin, with broader macro pressures compounding downward momentum. Recent U.S. economic data releases have intensified risk-off sentiment across crypto markets, creating challenging conditions for speculative assets. Here's a

The British Pound, as the fourth most traded currency globally, holds an important position in the foreign exchange market. As a forex investor, if you want to gain a deeper understanding of investment opportunities in the British Pound, you need to master its volatility patterns, influencing factors, and future trend predictions. This article will systematically outline the core logic of GBP movements to help you find a clearer direction in GBP investments.
GBP Basic Knowledge: The "Sentiment Leader" in the Market
The British Pound (GBP) is the official currency of the United Kingdom, issued by the Bank of England. It accounts for approximately 13% of the daily trading volume in the forex market, second only to the US Dollar, Euro, and Japanese Yen. Among them, the GBP/USD currency pair is one of the most active in the forex market, ranking among the top five in trading volume.
In the GBP/USD currency pair, GBP is the base currency, and USD is the quote currency. When the quote shows 1.2120, it means 1 British Pound is equivalent to 1.2120 US Dollars.

Why the Cryptocurrency Market Needs Stablecoins
There is a fundamental contradiction in the blockchain ecosystem: cryptocurrencies are revolutionary, but their volatility is discouraging. Imagine you run a business; yesterday, you earned 1 Bitcoin worth $10,000, but today it might be worth only $5,000. Such drastic value fluctuations make it difficult for merchants and institutional investors to accept cryptocurrencies as a means of transaction.
To fill this market gap, stablecoins emerged. In 2014, Tether launched USDT for the first time, marking the first attempt in the blockchain world to peg the value to fiat currency. Subsequently, institutions like MakerDAO (2015), Paxos, and Gemini (2018) entered the scene. By 2020, during the DeFi boom, the number and application scenarios of stablecoins grew exponentially.
Core Mechanisms of Stablecoins
Stablecoins address not just "stability"

Traders Must Know: The Meaning of Pip and the Practical Application of Spreads
Before trading in the forex market, understanding the meaning of a pip is crucial for controlling trading risks. In simple terms, a pip is the smallest unit of price movement for a currency pair. For example, if EUR/USD moves from 1.1234 to 1.1235, this 0.0001 change represents 1 pip.
For most currency pairs, a pip is reflected in the fourth decimal place. However, currency pairs related to the Japanese Yen are somewhat special — for USD/JPY, one pip corresponds to the second decimal place. This detail significantly impacts the calculation of trading profit and loss.
It is worth noting that forex trading typically involves leverage, so even a movement of just 1 pip can result in substantial profit or loss in actual trading.
How is the value of a pip calculated? Three key factors determine everything
The actual value of each pip depends on three elements: the trading of

As the fifth largest reserve currency in the world, the Australian dollar has attracted investors' attention due to its high interest rates and commodity currency characteristics. In recent years, the Australian dollar has performed poorly, depreciating by over 35%. In 2024, its exchange rate will need to pay close attention to the Australian economy, the US dollar trend, and the recovery of the Chinese economy. Major financial institutions have differing views on the outlook for the Australian dollar. Short-term trading requires focus on key support and resistance levels, while long-term holding should be cautious with phased position building. Overall, the future trend of the Australian dollar is influenced by multiple factors, requiring flexible adjustment of investment strategies.

Why are traders all using Fibonacci?
In the forex market, when it comes to the most popular technical analysis tools, Fibonacci indicators are definitely among the top three. What makes this tool powerful? Simply put — it helps you identify the "key points" where prices are likely to rebound.
Many traders have a question: why can a single line predict market trends? There is actually a mathematical secret behind this. The Fibonacci sequence is everywhere in nature, and financial markets also follow this pattern. That’s why Fibonacci retracement has become a powerful tool in traders’ arsenals.
The Mathematical Code of the Golden Ratio
To understand the magic of Fibonacci retracement, you first need to grasp the logic behind the numbers.
The Fibonacci sequence is special: each number is the sum of the two preceding ones. 0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233, 377

▶ In an era of economic turbulence, why do biotech stocks attract investors?
Since 2023, the global economy has faced multiple challenges—persistent inflation, continued interest rate hikes, frequent banking risk events—causing asset values held by investors to shrink, and traditional safe-haven assets to become less effective. Amidst these difficulties, biotech stocks have emerged as a standout, becoming a focal point of market attention.
According to recent market performance data, ETFs tracking the U.S. biotech index (XBI.US) demonstrate stronger resilience compared to ETFs tracking the S&P 500 index (SPY.US). The underlying logic is simple— the core value of biotech stocks comes from the companies’ own progress in new drug development, rather than external economic conditions. When the economy is in recession and various assets are falling together, some biotech companies’ stock prices remain solid or even rise due to good progress in new drugs, which is exactly the “counter-cyclical asset” investors seek.
Therefore, biotech stocks are widely recognized as having strong anti-inflationary properties.