ChainWatcher

Lloyds Banking Group's project on quantum computing involved a team of Quantum Ambassadors collaborating with experts to identify complex fraud patterns. The successful experiment demonstrated quantum algorithms' potential for tackling financial crimes, highlighting the need for advanced technology in a growing criminal landscape.

KreditBee has raised capital to enhance its lending operations ahead of an IPO. It has disbursed over $6 billion in loans and offers various financial services, becoming India's second fintech unicorn this year.

“Move fast and break things” helped define the early days of the technology industry. It rewarded speed, experimentation, and rapid iteration, often at
the cost of stability.
But financial infrastructure operates under a very different reality.
Payments, banking systems, and financial

Here’s an uncomfortable question every financial leader should ask: if your financial product can be replicated by any generative AI in a few prompts, what exactly is your organization's competitive offer? Because today, AI can already
generate the flows, the screens and the “user-friendly” e

9fin, valued at $1.3 billion, raised over $250 million to enhance its AI-driven platform for credit professionals, enabling them to analyze and act on market opportunities. CEO Steven Hunter emphasizes the transformative potential of AI in credit markets.

UK payments reform has moved into a phase where delivery and operation matter most. The key questions are practical ones: how new infrastructure is built, how it coexists with existing rails and how firms respond when pressure points appear. 
That is when payment modernisation becomes

Swiss banks are collaborating with Swiss Stablecoin AG to test a Swiss franc stablecoin in a secure sandbox by 2026, aiming to enhance the digital currency ecosystem and competitiveness of Switzerland's financial sector.

Commonwealth Bank's new feature allows passport holders to quickly open accounts using near-field communication technology. This streamlines the process to just one document and facial verification, expanding access for international customers and easing their transition to Australia.

Finance has always rewarded speed. Trading desks spend heavily to cut latency, fraud systems are built around rapid response, and real‑time risk monitoring leaves little room for delay. AI in finance is often framed in much the same way: a story about

MillTech automates FX hedging and investment, claiming over 50% cost savings. Founded in 2019, it has experienced rapid growth, processing $500bn annually. Recent investments will boost its North American expansion amidst rising currency risks.

In 2025, Asic increased takedowns of phishing and scam websites by 90%, removing nearly 12,000 sites. Scammers are using AI to create more convincing advertisements, contributing to $2.18 billion in losses for Australians.

For the past decade, the narrative around African FinTech has been all about infrastructure. We focused on building the rails: payment gateways, mobile money integrations, and core banking systems. This was essential work, but it also created a huge barrier
to entry. Launching a viable

Lorum critiques the correspondent banking system, claiming it's flawed due to inappropriate management by lending-focused banks. They propose a national trust bank charter to enhance transparency and accountability through Named Account Custody, eliminating intermediaries.

When a law firm acts as calculation agent on a structured credit transaction, it is typically also transaction counsel. When an accountant does it, they often audit the same vehicle. Nobody flags this as a problem. It has simply become the norm in European
ABS and private credit; the

The narrative around tokenization has evolved rapidly. What once began as a series of pilot projects has now become a strategic priority for global financial
institutions.
Today, leading banks such as J.P. Morgan, UBS, Citigroup, Goldman Sachs, and BNY Mellon are not merely experimenting

The essay examines the evolution of wealth management, highlighting the role of AI, changing regulations, and the rise of alternative assets. It addresses investor sentiment towards ESG and tokenised assets while proposing strategies for wealth managers to adapt.

Financial institutions must modernize to meet shifting consumer demands for seamless digital and physical experiences while maintaining efficiency and regulatory compliance. This study explores the challenges and strategies for achieving omnichannel banking.

The Finextra survey report provides a roadmap for financial institutions refining compliance strategies amid a changing regulatory landscape under President Trump's deregulatory agenda. Insights from 201 professionals highlight industry sentiment, impactful regulations, and technology's role in compliance.

Revolut plans to appeal a €5 million fine for unclear communication on commission-free investments and additional penalties for account management practices. The firm emphasizes customer protection and compliance as it recently secured a UK banking license.

The essay discusses the challenges of scaling AI in banking due to fragmented data and emphasizes the need for unified data sources and strong governance for enhanced operational efficiency and customer experience.