## Building Retirement Wealth: How a Consistent 401(k) Rate of Return Creates $400K+ Portfolios
The path to substantial wealth rarely follows a sprint—it's a marathon of disciplined monthly contributions combined with a favorable 401(k) rate of return. For those committed to long-term retirement planning, the mathematics can be surprisingly powerful.
Consider this scenario: an investor who contributes $1,000 monthly into a 401(k) plan over 15 years, capturing the historical stock market's average annual return of roughly 10%. The initial contributions total $180,000, yet the final portfolio va
The path to substantial wealth rarely follows a sprint—it's a marathon of disciplined monthly contributions combined with a favorable 401(k) rate of return. For those committed to long-term retirement planning, the mathematics can be surprisingly powerful.
Consider this scenario: an investor who contributes $1,000 monthly into a 401(k) plan over 15 years, capturing the historical stock market's average annual return of roughly 10%. The initial contributions total $180,000, yet the final portfolio va