XiaoMeng

Since my system was formed, the summary has been very simple. It has shifted from calculating APY / ROI to just beating the following benchmarks:
☑️Significantly outperform the Nasdaq
☑️Significantly outperform the S&P 500
☑️Significantly outperform the Big A
☑️Significantly outperform Bitcoin
☑️Beat those around me
❎Beat gold
❎Beat silver
If you ask me when I will retire?
I really have no answer, as someone who has no desire to consume and often stays in a state of flow in daily life.
Maybe I will be on the road forever. Keep going in 2026!

User Profile:
They are willing to spend 2 hours completing tasks to receive a $1 airdrop.
But if you ask them to pay $10 per month to subscribe to a tool, they will think it's a money grab.
@GeminiApp that's enough! Don't insult us crypto enthusiasts 😭

Sharing some data on the "High Net Worth Individuals" in 2025:
1️⃣ Household disposable income > $1M : 1.8 million households
2️⃣ Top three regions: Beijing, Shanghai, Guangdong
3️⃣ Population distribution: Business owners > White-collar professionals > Wealthy individuals > Property investors
4️⃣ Risk appetite: R2 conservative approach
5️⃣ Average annual income growth: 14%
6️⃣ Main expenditure categories: Financial investments > Children's education > Insurance
Data source —
"2025 China High Net Worth Individuals Financial Investment Demand and Trends White Paper"

Teachers, when submitting your year-end summaries, please be a bit more careful and don't distort your persona😅.

Who exactly is using products like "Double"?
From now on, I will send a message once a month. If I don't send it, remember to remind me.

If I'm not mistaken, a 200% annualized return isn't impossible.
Let's go!

Go get Teriparatide, the doctor said I'm not fat enough, so I can't get the injection. 🥹

In the last cycle, many big players chose to buy insurance in Hong Kong after making profits.
This time, it seems like they haven't.
Is there anyone who understands and can share their experience?

Earnings Through Risk Control OCR AI Recognition Technology Suspected Upgrade:
Recently, many group friends have received a re-certification email from Interactive Brokers about address proof, with a deadline of 30 days, otherwise direct forced liquidation and account closure will occur.
The current risk control AI not only looks at the literal meaning but can also check the metadata and pixel points of images. The end of photoshopped proofs has arrived.

No, what do you mean by "kill line"?

Actually, Interactive Brokers has a pitfall that I've never seen anyone mention:
Non-resident aliens (NRA) holding US stock assets have an estate tax exemption of only $60,000.
Funds exceeding this range are subject to a maximum tax of 40%.

Fren holding those miscellaneous brand U cards are advised to clear their balance before the end of the year.

I was wondering why Lao Ma suddenly became so generous with the salary.
Within a week, I saw two ads for selling airplane cups on the push😅.