# Market Jitters? Here's What Actually Matters for Your Portfolio
So everyone's suddenly talking about a crash—48% of U.S. investors are in full bearish mode according to the latest AAII data, vs only 32% feeling optimistic. But here's the thing: predicting *when* it happens is basically a coin flip. Remember 2022? Tons of experts swore recession was coming. It didn't. The S&P 500 proceeded to moon 40% instead.
The real move isn't trying to time the market (that's how you lose money). It's boring but effective:
**1. Quality over everything** — When things get rough, weak companies crater whil
So everyone's suddenly talking about a crash—48% of U.S. investors are in full bearish mode according to the latest AAII data, vs only 32% feeling optimistic. But here's the thing: predicting *when* it happens is basically a coin flip. Remember 2022? Tons of experts swore recession was coming. It didn't. The S&P 500 proceeded to moon 40% instead.
The real move isn't trying to time the market (that's how you lose money). It's boring but effective:
**1. Quality over everything** — When things get rough, weak companies crater whil

