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The Broader Market Impact of a Spot XRP ETF
The potential approval of a spot XRP ETF is a very important moment for the cryptocurrency market, with implications that extend beyond the price of XRP. While much of the community's focus is on the direct impact on XRP, the approval of a third major crypto asset ETF after Bitcoin and Ethereum would serve as a powerful catalyst for the entire digital asset space.
1. A New Wave of Institutional Capital:
The most major effect would be on the overall market's liquidity. Bitcoin ETFs have already funneled tens of billions of dollars from traditional fin
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#Crypto as Mortgage Collateral
Crypto as Mortgage Collateral? U.S. Regulators Say Yes
In a surprising but bold move, U.S. regulators are preparing to accept cryptocurrencies as collateral for mortgages. This shows growing trust in digital assets — but is it really practical?
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✅ Why This Could Work:
Crypto is valuable: Many people now hold wealth in Bitcoin, ETH, and other assets.
Better access: It can help crypto users qualify for loans they’d otherwise miss.
Secure custody: Regulated platforms can safely hold the crypto for lenders.
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⚠️ The Risks:
High volatility: Crypto prices swing f
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