The Korea Credit Guarantee Fund (KODIT) released data on July 6, showing that fund management revenue for January–May totaled KRW 1.5897 trillion, more than triple the KRW 451.7 billion in the same period last year, and has already surpassed the full-year performance for 2025 (KRW 1.1195 trillion) within five months; the boom in the Korean stock market is the main factor driving the surge in fund management revenue. KODIT’s operating multiplier has recently fallen below 10x.
KODIT’s Jan–May Fund Management Revenue Reaches KRW 1.5897 Trillion, Triple the Level of the Same Period Last Year
According to data released by KODIT on July 6, fund management revenue for January–May 2026 hit KRW 1.5897 trillion, compared to KRW 451.7 billion in the same period last year (more than triple), while the full-year 2025 result was KRW 1.1195 trillion (already exceeded in Jan–May). KODIT’s fund management revenue directly reinforces its basic assets, i.e., guarantee resources; basic assets determine the scale of guarantees—the more capital, the stronger KODIT’s ability to provide additional guarantees.
KODIT’s Total Business Scale Exceeds KRW 100 Trillion as of End of Last Year
According to KODIT official data, as of the end of 2025, KODIT’s total business scale exceeded KRW 100 trillion, setting a new record. The distribution across the four business categories is as follows:
Credit Guarantee Business: KRW 66 trillion
Credit Insurance Business: KRW 22 trillion
Securitization Guarantee Business: KRW 12 trillion
Industrial Base Credit Guarantee Business: KRW 3 trillion
Operating Multiplier Recently Fell Below 10x, with a Legal Ceiling of 20x
According to KODIT official data, the legal ceiling for KODIT’s operating multiplier (guarantee balance ÷ basic assets) is 20x; it is normally controlled within a range of 10–12.5x, but has recently further fallen below 10x. Previously, there were concerns that if guarantee balance grew faster than basic assets, a rising operating multiplier would put pressure on financial stability; with the surge in operating revenue in Jan–May 2026, this financial stability concern has significantly improved.
2026 Total Guarantee Amount Is KRW 76.5 Trillion, with KRW 2 Trillion Priority Allocated to AI, Biotech, Defense, and Energy Strategic Industries
According to KODIT official data, KODIT’s total guarantee amount for 2026 is set at KRW 76.5 trillion, of which KRW 2 trillion is set aside as priority guarantees specifically to support future strategic industries such as artificial intelligence (AI), biotechnology, defense, and energy.
The Lee Jae-myung government places "productive finance" at the core of national policy, and KODIT’s role in guiding policy funds toward advanced industries continues to expand. A KODIT official said: "The fund is operating soundly in line with the annual supply plan; we will expand the scope of guarantees in accordance with government policy to strengthen productive financing capacity."
Frequently Asked Questions
What is KODIT’s fund management revenue for January–May 2026?
According to data released by KODIT on July 6, fund management revenue for January–May 2026 reached KRW 1.5897 trillion, more than triple the KRW 451.7 billion in the same period last year, and has already exceeded the full-year 2025 result of KRW 1.1195 trillion.
What is the current level of KODIT’s operating multiplier?
According to KODIT official data, the operating multiplier has recently fallen below 10x; the legal ceiling is 20x, and it is normally controlled within a range of 10–12.5x.
What is the scale of KODIT’s guarantees for strategic industries such as AI in 2026?
According to KODIT official data, KODIT has set aside KRW 2 trillion in priority guarantees for 2026 to support future strategic industries such as artificial intelligence, biotechnology, defense, and energy, as part of the annual total guarantee amount of KRW 76.5 trillion.
