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South Korea's Domestic Banks Tighten Lending Standards in Q3, Composite Index Falls to -7

2026-07-20 03:16:15

According to the Bank of Korea's lending attitude survey released on July 20, domestic banks' composite lending attitude index fell to -7 in the third quarter, tightening from -2 in Q2. Household lending saw the most significant tightening, with mortgage lending at -11 and general household lending at -14. Banks cited rising credit risks for both corporates and households, with small and medium-sized enterprise delinquency rates climbing to 1.00% as of May, up from 0.81% in March.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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